Reduce Overhead Expense,
Increase Net Income

With No Out-of-Pocket Expense or Debt

Cost Optimization And Growth

You've Come To A Good Place.

We help business owners and their advisors save time and money.  We identify overlooked, inefficient spending, improve net income, and free up funds for marketing and growth — without increasing payroll and upfront costs.

It's a true WIN / WIN for everyone involved!

Bill Savings Advocate

Learn How Others
Are Not Only Surviving. 

They are Thriving

About us

Business owners and their trusted advisors are often focused on what is urgent—serving customers, leading teams, managing cash flow, and keeping the business moving forward. That leaves limited time, bandwidth, and budget to pursue specialized cost-optimization and growth opportunities that could materially improve profitability.


Bill Savings Advocate helps businesses and their advisors uncover those opportunities without adding work to their internal teams. We bring specialized, knowledgeable teams alongside your existing staff and advisors to identify and pursue expense reductions, operational efficiencies, and revenue-enhancement strategies.


Think of us as an extension of your team—not a replacement for it. We complement the work already being done by your leadership, finance, accounting, benefits, tax, and advisory professionals, providing focused expertise in areas that may otherwise go unexplored.


The goal is simple: improve net income and cash flow, reduce unnecessary expenses, and free up capital to reinvest in growth.


Best of all, our work is generally performance-paid. If we do not create measurable value for your business, there is no fee—helping you pursue meaningful opportunities without putting additional strain on your cash flow.


Our services include:

Business Efficiency Savings

Cut Overhead Costs.
Increase Your Net Income.
Stop the Bleeding And
Grow Healthy Financially.

(Click here for overview videos)

  • Areas Of Savings:

    Bill Savings Advocate specialists uncover hidden waste in your business expenses in areas such as: 


    - Healthcare costs (Cut 30-50%)

    - "Everything" technology services

    - local/state/federal tax savings

       (property/employee tax savings)

    - Legal and ID Protection

    - Free comprehensive digital marketing footprint audit in real-time with recommendations

    - Medical Billing/Coding/Collections

    - Credit card processing

    - Payroll processing

    - Phone and internet services

    - Insurance premiums

    - Utilities

    - Laundry and waste management

    - Media and subscription services

    - Advertising, marketing services

    - Lawn care, pest control, shredding

    - and more


    (2-3 minute video overviews on most of these services are on the (Services>Cost Optimization page)


    Think of us as your financial efficiency department, supporting your team with topic-specific specialists who get paid with positive results. It's a win-win.


    Let's start with a simple conversation.

SIMERP Tax Savings

Employee Wellness Benefits Program Funded By SIMERP Tax Savings (Overview Video)

  • For Employers:

    Transform $640/year per full-time employee tax liability into increased net income and cash flow.


    Enjoy complimentary wellness benefits that help you:

    • Attract and retain top talent 
    • Lower group health insurance and workers’ comp premiums 
    • Reduce health-related absenteeism
    • (This is NOT INSURANCE. 
    • It complements your other benefits.)
  • For Employees:

    Increase take-home pay with wellness benefits funded by SIMERP tax savings, including:


    24/7 access to telehealth primary care, urgent care, mental health, weight mentoring, and free prescriptions/pharmacy delivery


    No deductibles, co-pays, or out-of-pocket costs


    High participation rates (85-90%), covering employees and their families


    Benefits that complement, not replace, existing wellness programs


    Most employers don’t know about this program—yet over 90% enroll after a quick, confidential census-based proposal.


    Get your census started—

    it takes less than 30 minutes and requires no sensitive employee info!


    Have questions or want to learn more?


    Watch our videos and view the PDFs to see how SIMERP can transform your business and employee wellness.


    Global Press Release PDF On Benefits


    Watch SIMERP

    tax savings/wellness benefit video


    Watch superior wellness benefits video

Healthcare Savings 

An Effective Strategy To Lower Group and/or Personal Healthcare Costs (Quote Sheet)

  • For Employers:

    Discover how to ease the financial strain on your group health plan by reducing costly claims and offering employees nationwide access to quality healthcare without network restrictions.


    Enjoy simplified administration with easy monthly billing, a management dashboard, and personalized enrollment that complements your existing benefits.


    Did you know that a small percentage of dependents often drive most healthcare costs?


    We’ll show you how to use this insight to save more effectively.

  • For Employees and Individuals:

    Cut your healthcare spending by 30-50% with greater access to care and no out-of-pocket costs for essential wellness services.


    Whether you are an employer or an individual.


    Get started today with a quick, confidential quote—not requiring sensitive information.


    Want to learn more?


    Watch these videos to see how this healthcare alternative can transform benefits and reduce costs:


    Video on how to save 30-50% on

    healthcare costs.


    Video on exactly how this works.


    Quick Direct Rate Quote on Individuals

Once you get to know us, we're confident you'll like the value we bring.

We work with those we trust. We trust those we like. We like those we know.


Let's get to know each other.